Bummer

See, I'm not the only one who thinks Mondo Tees has the best posters. That Antichrist one I showed you the other day is no longer on the website. More than likely this means it's sold out.

What are you gonna do?

Well, I am on the strictly cash part of my budget now. I did check DirecTV and they should be sending me an invoice during this pay period, so I do have it set up right. Everything is just getting paid as soon as those bills go out. Nothing wrong with that.

I did get the email about paying the 50 dollars now for the YouNeedABudget software. See, I really would like to use this software. It is getting amazing reviews and results. Problem is 1) I don't currently have 50 bucks, and 2) it isn't Mac compatible. Oh, but wait! YNAB version 3 should be coming out by the end of the year with big improvements, and most importantly, Mac compatibility! Here is where they get you. Right now, YNAB is 50 bucks. When YNAB3 comes out it will be 60 bucks. But if I buy it now at the 50 dollar price, when YNAB3 comes out, I get to upgrade for free, saving 10 bucks. I'm hoping I get into a beta test so I can figure if it is worth it.

I am starting to think I may have come up with a system that will work great for me as long as I stick with it. I do like that YNAB has classes and a message board for support, not just of the technical variety either. A whole group of people with the same goals giving each other help and support. Though, honestly, I already have that in my girlfriend who has been nothing but awesome about me doing this.

Bottom line, do I spend money to save money, or trust myself with my own resources? Holy cow, when I typed that "trust myself" part, and knowing it concerned money, I almost right away went to YNAB.com and gave them my 50 bucks, just because I have always been notoriously bad with my money. But NO! I WILL BE GOOD!!!

But for everyone else who hasn't created a crazy, whacked out Excel spreadsheet, you should at least check out www.youneedabudget.com.