Thursday, October 1, 2009

It Has Begun.

I am way too tired to tell you all I have done today to get my master plan started, but it has begun. I'll just mention two quick things that I find are important.

1. I transferred 75 bucks to my savings today. This may sound like nothing to you, but to me this is huge. The only reason I have a savings account to begin with is because they required I start one to open a checking account. So it has been sitting there with five bucks in it forever. Today I made my first ever transfer of money into it. And I plan on staying in a financial situation where I won't have to touch that money until I am ready to touch it. And yes, I plan on adding to it every paycheck.

2. After getting paid, I paid my cell bill about an hour before they sent me a text saying my account balance was ready to be viewed. I filled my car up with gas, and that should be enough to last me until my next pay period. All I have left is Insurance and DirecTV (which I have to check, but I may have already paid that). Come to think of it, I don't think Netflix has come out yet. Regardless, I left enough in my account to cover the bills I have left to pay, and I took the rest out in cash. I put my debit card away, and all my extra spending will be strictly cash only. I think when I can see how much I actually have, I will be more careful with how I spend it.

October is the beginning of what I know is going to be a great time for me and Holly. She's saving. I'm saving. We'll definitely hit Graceland next year for my birthday. Also, with any luck, we can put a down payment on a house in the distant future.

I'm just excited.

1 comment:

  1. Me too, me too! I'm less than $100 dollars from my emergency fund! And I can't wait to go to Graceland and slap your patootie in the Jungle Room (it's one spank for each year right?) I'm sure the King would be proud of all our frugality.
    Holz

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